Our International Mortgage Service

At First Integrity Home Loans we know how difficult and time consuming buying a property overseas can be. Our International Mortgage Service has been designed so you can enjoy all the benefits of owning a home without any of the fuss.

Our mortgage is designed for customers purchasing properties outside their country of residence. We can only provide mortgages for owner occupation in Hong Kong and Singapore.

We do not normally provide mortgages for serviced apartments, resorts, golf course properties, student accommodation or former local authority or public housing. Other restrictions related to property use may also apply and details are available upon request.

Our expert mortgage advisors will discuss all your requirements and are on hand to help you every step of the way.

If you are a non-U.S resident looking to purchase a home in the U.S. please visit our Foreign National page.

All about the International Mortgage Service

· Personal mortgages for investment, buy to let and holiday homes in over 10 jurisdictions - Great Britain, Spain*, France*, Portugal*, Dubai, Hong Kong, Singapore, New Zealand, and selected locations in Australia, Canada and the USA.

Please note that we are unable to provide mortgages for property used as a primary residence, other than in Hong Kong or Singapore.

· Multi-currency loan facilities** – we offer mortgages in all major currencies; euro, sterling, US dollars, Swiss franc, Canadian dollars, Australian dollars, New Zealand dollars, Hong Kong dollars, Japanese yen (for yen earners only) and Singapore dollars (SGD earners only or loans secured against property in Singapore).

· Our lending limits are normally 5 times individual or joint gross (basic) income.

· Competitive interest rates.

· Variable rate mortgages – available on repayment or interest only basis with quarterly repayments in arrears for your convenience.

· No Early Repayment fee - no penalties for lump sum payments or early repayment.

· Free currency switching option - two free switches per calendar year.

· 100% financing options available (subject to credit status and additional security).

For more information on our International Mortgage Services; please email info@fihloans.com or call (001) 904-725-7677

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Lending is at the Lenders discretion and you must be 18 or over to apply. Security will be required

* Not available to corporate and trust structures as well as to those cases where the borrower(s) of the loan and the owner(s) of the property are not the same person(s). Foreign borrowers are required to obtain a Non-Resident Buyers' Identification Number (NIE) before purchasing a Spanish property and are advised to seek their own legal advice with regard to the application for a NIE.

** The multi-currency loan facility is subject to qualification criteria and availability which varies from time to time